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How it Works

  • 1.

    Fill out the quick online application. Applying online is easy. Fill out our form - it only takes a few minutes - and be on your way to a fast cash loan. It's secure, quick, and easy. Providing accurate information helps us process your loan faster.
  • 2.

    Receive an Approval Decison in minutes. We have a powerful decision engine tied to our website that provides you with an answer to your loan request in minutes. If we are unable to help you, you may be offered a loan by one of our partners.
  • 3.

    Get Cash in your account. We make the loan process as fast, easy and as convenient as possible. When you're approved for a loan from Sierra Lending you should recieve your funds by the end of the following business day, depending on your bank.

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Welcome to Sierra Lending

tree with moneyWe know that money doesn't grow on trees, but here at Sierra Lending we're dedicated to making the loan process as easy as can be. When you need cash fast, we want to provide you with easy access to a loan. That's why we offer Quick Approvals and longer hours - so we're here when you need us.

You don't have to worry that your lack of credit history or bad credit score will hold you back. We understand how people can fall behind sometimes and need assistance when banks and other sources of emergency cash are unwilling to help. We're willing to overlook your less-than-stellar credit history if you qualify with a good job, a bank account with direct deposit, and if you meet our other underwriting guidelines. Check out our FAQ page if you have other questions about our loan process or don't waste another minute; Apply Online Today.


Get 50% OFF Your First Finance Fee with a Go! Loan

If you've paid off your last loan you may be eligible for our streamlined GO! Loan. With the GO! Loan, it is easier and faster to get the cash you need! Just log in and verify your application information to get started.

  • Streamlined underwriting and approval process!*
    You've proven yourself already, so there is no need for some of that extra verification. Just login, verify and submit!
  • No more spammy emails and phone calls!
    When you apply online for loans or other services, your information could be sold to various third parties. When you log in and apply through our customer portal, your information is securely stored and never sold!
  • You automatically get $15 per $100 borrowed!
    No promo codes or waiting for special offers. Each and every day, whenever you need the money, you can save!
Log In to Your Account Now

Consumer Rights Coalition

The CRC (Consumer Rights Coalition) is dedicated to preserving access to credit. Visit the CRC website now to share your story and to hear from real consumers across the nation about the importance of access to credit.

  • More than 200,000 consumers have joined
  • Sign up to protect your rights
  • Take action ... Get the facts!
Visit the Site Now


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